Terms of Service

1. Acceptance

By accessing or using the GLD Finance platform, you agree to be bound by these Terms of Service. If you do not agree to these terms, you may not access or use our services.

2. Eligibility

You must be at least 18 years old and have the legal capacity to enter into these Terms. By using our services, you represent and warrant that you meet these eligibility requirements.

3. Nature of Services

GLD Finance provides access to GRAM (GLD) tokens, a digital asset anchored to PAXG (by Paxos). Our platform facilitates trading, liquidity provision, and institutional services. We do not custody gold directly; PAXG is issued and managed by Paxos Trust Company.

4. Risks

Digital assets involve substantial risk. You acknowledge that the value of GRAM tokens may fluctuate, and you may lose some or all of your investment. You are solely responsible for determining whether any investment, strategy, or transaction is appropriate for you based on your personal investment objectives, financial circumstances, and risk tolerance.

5. No Investment Advice

Nothing on this platform constitutes investment, legal, tax, or financial advice. You should consult with qualified professionals before making any investment decisions.

6. Compliance & Restrictions

You agree to comply with all applicable laws and regulations. You may not use our services if you are located in a jurisdiction where such use is prohibited. You are responsible for ensuring your use of our services complies with all applicable laws in your jurisdiction.

7. Third-Party Links & Protocols

Our platform integrates with third-party protocols including Paxos (PAXG issuer) and Uniswap (decentralized exchange). We are not responsible for the operation, security, or availability of these third-party services. Your use of third-party services is subject to their respective terms and conditions.

8. Wallets & Security

You are solely responsible for maintaining the security of your wallet and private keys. We do not have access to your private keys and cannot recover lost or stolen assets. You agree to take all necessary precautions to secure your wallet and account credentials.

9. Limitation of Liability

To the maximum extent permitted by law, GLD Finance and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

10. Indemnification

You agree to indemnify, defend, and hold harmless GLD Finance and its affiliates from any claims, damages, losses, liabilities, and expenses arising out of your use of our services or violation of these Terms.

11. Changes

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our platform. Your continued use of our services after such changes constitutes acceptance of the modified Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which GLD Finance operates, without regard to its conflict of law provisions.

13. Contact

For questions about these Terms of Service, please contact us at legal@gld.finance

Last updated: October 8, 2025